Best Pet Insurance

Whatever you do, don’t let your 4-legged companion go uninsured.

We've looked at reimbursement policies, coverage and used many of the top providers ourselves.

Here are some tips to help you find the best policy.

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What is all this howling about pre-existing conditions?

Currently pet insurance does not offer coverage for pre-existing conditions which is a health issue your pet has before you enroll/purchase a pet insurance policy. By insuring your dog when they are young or when you first bring them home, you can get them covered before you find any signs of pre-existing conditions and get the most out of your pet insurance policy.

What factors influence the cost of the insurance?

In providing you an insurance policy the insurance company takes into consideration different things - they refer to them as “factors” - that together play a role in the annual cost of your pet policy. Your choice of the deductible and reimbursement amounts are big factors but others are if your pet is a dog or cat, the pet’s breed (large breeds are generally more expensive to insure, furthermore certain breeds have a history of more illnesses than others), the pet’s age (older pets are more expensive to insure) and where you reside (insurance cost are more expensive in a city vs rural town).

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